Instructors: Jordan A. Fahlsing and Kevin J. King Do you know what next steps to take so you can retire? We can help. Join us for 5 Keys to Retiring Fearlessly, a free workshop with insights to help you achieve your retirement goals, by answering the following questions: Will I have enough to retire? Will my retirement income last? Are my assets protected? In this workshop we’ll also explore how understanding the tax status of retirement investments can help you make informed decisions and avoid paying more than your fair share.

Instructor: Celeste Plunkett This is an educational presentation that will provide a foundation of understanding of Medicare, one letter at a time.

For those currently in Beginning Bridge & others who know some basics of bridge but want to learn a bit more about bidding & playing this remarkable game. You can come with or without a partner (one will be provided) and will have the opportunity to learn and play with others; also a good way of meeting people and getting out on these long winter nights. No classes 2/5 and 2/19.

Instructor: Deb Shubat Save or propagate the old family apple tree by learning to graft it onto a new root. Grafting also works on most temperate trees, not just apples. All bands and parafilm, rootstocks, a few non-patented scion sticks & Band-Aids will be available through the instructor. Each student must bring a sharp, straight bladed knife along with $7 for each apple root (supplies limited). Bring your own scion wood from a 1-2 year old 6-8 inch long twig that has been cut directly before class if you prefer. Let the instructor know if you want more than one rootstock. Also you can learn these techniques without purchase of a rootstock. You pay the instructor directly for the rootstocks.

Please note date change: class starts on Monday, February 9th. Instructor: Mary Gavitt This class has been designed to complement your regular fitness routine. Classes include both cardio and Pilates workouts, with a focus on stretching and low impact floor exercises. A thorough warm-up and cool-down are incorporated into the class. All ages and fitness levels are welcome in this comfortable atmosphere. Bring a floor mat/ pad.

With so many investment choices to choose from, how do you make a decision? This class will review investments available and how to choose which one is right for you. We will also discuss annuities: when they work, and when they don’t! We will discuss drawing income from investments and managing risk. Join us for an engaging presentation. Don’t just retire, be confident!

Instructor: Kathie Haney, Dianne Dorland Join the long running Duluth International Folk Dance class. Classes are ongoing and you may start any time. Come dance in a friendly, welcoming environment. You will learn dances from all around the world. Dances are taught the first hour and the second hour focuses on requests from participants. Partners are not necessary.

Instructor: Christina Cotruvo DUCS jam sessions bring together all types of ukuleles and skill levels of adult players who want to play their ukulele in a fun setting. We will play from The Daily Ukulele Another Year songbook, each person taking a turn in selecting a song for the group to play. Each player must bring their own ukulele, music stand, songbook and tuner and be familiar with at least 3 chords. Class meets 2nd & 4th Mondays..